Business, Equipment & Home Finance for SMEs
As outlined in the Equipment Finance Broker Advantage Infographic, there are five critical reasons to consider using a Specialist for Equipment Finance. These include: Greater choice Highly competitive interest rates Increased negotiation power Avoiding expensive mistakes Repayments structured to cashflow If you are thinking about purchasing equipment, and would like to learn more, don’t hesitate to make [...]
Financing equipment can be a great way to get the equipment you need to stay productive and maintain your competitive edge. Increasingly, modern equipment is needed so that you can compete in what is now a global marketplace! It can also help to: Conserve precious working capital Improve your cash flow management Keep up with changing [...]
It pays to plan ahead to avoid disappointment, delays, and a lot of frustration when applying for a home loan! This is even more so in a housing market where supply is constrained, and prices are accelerating. Even borrowers with an established track record, are often surprised about the amount of information and evidence they [...]
A question business owners often ask, is it better to finance equipment or pay cash? While it may appear on the surface that paying cash rather than using finance is the better option if you have the funds available, there are advantages and disadvantages to consider. Benefits of paying cash rather than Financing Equipment The [...]
A fixed interest rate protects borrowers against potential rate increases for the term the rate is fixed. This can make budgeting easier and provide greater peace of mind. However, if you want to pay off the loan early, you will incur break costs! This cost can be significant, especially if you still have a long [...]
Many seasoned business owners are perplexed by how difficult it can be to obtain Self-Employed Home Loans. Historically, one of the easiest types of finance to obtain was home finance. However, as many have discovered, this is no longer the case for a variety of reasons. The good news is that, despite the recent developments, [...]
The Personal Property Security Register (PPSR) is a powerful tool that both individuals and businesses can use to protect their interests when buying: Motor Vehicles Equipment Goods Business Assets Used Equipment/Goods Intellectual Property What is the Personal Property Securities Register? The Personal Property Securities Register is a Federal Government online platform that was launched in [...]
Until the impact of COVID-19, in our experience, too few borrowers regularly took the time to undertake a full Home Loan Review. With more time on their hands due to the lockdowns and the resulting cashflow pressures on households, this appears to have changed over the past 12 months. Because of the lockdowns and a [...]
During the past 12 months, I was fortunate to be able to complete the Advanced Leadership Program run by Women & Leadership Australia. The program, specifically designed for female leaders was developed to equip women for leadership roles in business and address the significant gender leadership imbalance that exists in Australia. It was a rewarding [...]
For many years experienced property investors have used finance to take advantage of opportunities and build their wealth. However, over recent years for a host of reasons, property investors have found accessing finance increasingly difficult: Far more information is required Applications are assessed in granular detail It can take far longer for an application to [...]
