Borrowing for business? First impressions matter.

Secure finance faster. We make it easier to find the right loan to build your wealth, security, and lifestyle.

Insurance Premium Finance One Simple Payment

Insurance Premium Finance allows businesses to pay their insurance premiums in easy monthly instalments.

It is a low-cost way businesses can smooth out their cash flow and replace large and/or irregular insurance premiums with one simple monthly payment.

The interest rate is fixed, and the loans are typically repaid over 10 to 12 months. In most instances, the loan will be secured by the policies financed.

Premiums are highly affordable, and the finance application process is simple and fast!

    Get in Touch

    What Can Be Financed?

    We provide financing for a range of insurance types, including:


    General Business Insurance

    Public Liability

    Professional Indemnity Insurance

    Commercial Property Insurance

    Product Insurance

    Plant & Equipment Insurance

    Motor Vehicle Fleets Insurance

    Motor Vehicle Registration & CTP

    Plus More..

    Finance is available for both cancellable and non-cancellable policies, with financials required for loans exceeding $250,000.

    Commercial Insurance Premium Finance Benefits

    Benefits of Insurance Premium Finance

    Improved Cashflow

    Evenly spread premiums over the facility term, avoiding irregular payments for easier planning and budgeting.


    Competitive fixed interest rates and flexible repayment options (monthly, bi-monthly, or quarterly) provide peace of mind at an affordable cost.


    A fast and simple application process covers all insurance premiums, combining multiple commercial policies into one fixed monthly payment.


    Loans are typically secured by the financed policies, freeing up other business and personal assets. Director’s guarantees may be required for larger borrowings.

    Tax Deductibility: Interest paid on the loan may be tax-deductible.

    Premium Calculation and Additional Finance Options

    Interest is calculated as simple interest, facilitating straightforward repayment calculations. Terms can range from 3 to 12 months, with a fixed interest rate for the facility term.

    More than Insurance Premium Finance

    If you need finance for more than Commercial Insurance Premium Finance, talk to The 500 Group.

    We specialise in arranging finance for business owners including:

    • Business Finance
    • Equipment and Motor Vehicle Finance
    • Home and Investment Finance

    We save our clients time by offering a “one stop shop” for all their financing needs.

    Our team look after the finance, so you can focus on running and growing your business.

    If you would like a quote for Insurance Premium Finance, or learn more about The 500 Group, don’t hesitate to get in touch.