skip to Main Content
Access Self-Employed Home Loans

Self-Employed Home Loans

Many seasoned business owners are perplexed by how difficult it can be to obtain Self-Employed Home Loans. Historically, one of the easiest types of finance to obtain was home finance. However, as many have discovered, this is no longer the case for a variety of…

Read More
A Home Loan Review Is Important

Home Loan Reviews – Don’t Set & Forget

Until the impact of COVID-19, in our experience, too few borrowers regularly took the time to undertake a full Home Loan Review. With more time on their hands due to the lockdowns and the resulting cashflow pressures on households, this appears to have changed over…

Read More
First Home Super Saver Scheme - Help For First Home Buyers

The First Home Super Saver Scheme

The First Home Super Saver Scheme was originally introduced in 2017, updated in 2019 and then extended further in the 2021 Federal Government Budget. The Scheme is designed to assist first home buyers to build a deposit for a home by taking advantage of the…

Read More
Interest Only Loans And Debt Servicing

Interest Only Loans and Debt Servicing

Interest Only Loans have been favoured by homebuyers and property investors for many years as way of preserving cash flow. (If you are not paying off principal, then you have more cash available for other purposes). For property investors, not paying principal also has the…

Read More
Understand Comparison Interest Rates

What is a Comparison Interest Rate?

If you are borrowing money for a new home, renovations, investment, or a car, it is important to understand what the true cost of the finance - the comparison interest rate. A recent Survey undertaken by Loan Market revealed that up to 40% of borrowers…

Read More
The Household Expenditure Measure Is Used To Assess Home Finance Applications

The Household Expenditure Measure

During the Banking Royal Commission there was a heavy focus given to the Banks' use of the Household Expenditure Measure when assessing Home Finance applications. Some Lenders were criticised for over-reliance on the tool, rather than undertaking analysis of an applicant’s monthly expenditure.

Read More
Back To Top