Equipment Finance

A Wide Range Of Equipment Can Be Sourced Using Equipment Finance
A Wide Range Of Equipment Can Be Sourced Using Equipment Finance

Equipment Finance – Highly competitive rates and structures!

Navigating the Equipment Finance maze can be a challenge!

Whilst interest rates are important, there are many other factors to consider such as:

  • The total cost of the finance over the term of the facility
  • Aligning repayments to your cashflow
  • Choosing the right product to deliver maximum depreciation and tax benefits
  • Ensuring balloon payments balloon payments are at a level that can be paid out or refinanced
  • The ability to access finance quickly when you need it

Equipment Finance fast and no regrets!

Highly Competitive Interest Rates
Repayments Structured To Your Cashflow
Obtain Fast Approval For Equipment Finance
Arrange Import Finance
Having access to the latest equipment is critical to sustaining your competitive advantage.

Our experienced Equipment Finance Specialist can help you access the finance you need quickly and importantly ensure:

  • That the finance works today and over the term of the facility
  • The financing option chosen is optimal from an ownership, depreciation and tax perspective
  • That repayments are aligned to your cashflow

Whilst this all takes time; our experience is that it helps to avoid problems and regret down the track!

Sharon Piening - Director The 500 Group

Sharon Pienning
0433 210 353

What can be financed

The range of equipment that can be financed is extensive and includes:

Trucks, Prime Movers & Trailers

Large Industrial Sheds

Specialised Equipment

Cranes

Commercial Equipment

Manufacturing Equipment

Medical Equipment

Technology

Office Equipment

Finance structured to your cashflow!

To avoid problems down the track, we will work with you to ensure repayments are structured to your cashflow.

Most businesses are cyclical in nature, and it is therefore important the repayment structure chosen works for, not against your business!

If needed we will also ensure an appropriate allowance is made for installation and commissioning of the equipment.

We will deliver a highly competitive finance package that is structured specifically to your circumstances.

Equipment Finance Options

There are a number of options that can be used to finance equipment purchase including:

Chattel Mortgage

Hire Purchase

Finance Lease

Novated Lease

Equipment Rental

Import Escrow & Foreign Exchange

Each structure has different implications in terms of ownership, depreciation, tax and GST.

Our Equipment Finance Specialist will work with you and your Accountant to select the right financing option for your individual circumstances.

Avoid the headline interest rate trap!

When seeking Equipment Finance, it can be a mistake to focus on the interest rate in insolation, rather than the total cost of finance over the term.

What appears to be a great rate may mask a higher cost of finance due to:

  • A higher residual payment which increases the total cost of finance
  • Higher fees
  • A higher purchase price

Our Equipment Finance Specialist can help you avoid these pitfalls and later regret!

The Headline Interest Rate Trap

Buy better with Pre–Approved Finance

To improve your negotiation power, we can arrange pre-approvals, or for those with an ongoing need, an Equipment Finance revolving limit.

This can help ensure you get the equipment as fast as possible when you need it

Saves time – You can focus on what is important

Undertaking research, sorting through all the options available and negotiating with Lenders all takes time – most of which busy owners can ill afford to lose!

We can arrange quotes, negotiate with Lenders, organise documentation, attend to dispersal, including where needed, payment to suppliers

We can do all the legwork, freeing you up to focus on what is important – running and growing your business!

Summary

Equipment Finance is a great way of preserving cashflow and ensuring you have the tools needed to succeed in an intensely competitive marketplace.

Choosing the right type of finance is not for generalists, it requires experienced specialist knowledge and access to what the marketplace has to offer, tailored to your specific needs.

If you would like to learn more about we can help you get the Equipment Finance you need, call Sharon Piening on 0433 210 353‬

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