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Finance Equipment Or Pay Cash

Finance Equipment or Pay Cash

A question business owners often ask, is it better to finance equipment or pay cash? While it may appear on the surface that paying cash rather than using finance is the better option if you have the funds available, there are advantages and disadvantages to…

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Why Lenders Charge Break Costs

Equipment Finance Break Costs

The fact that the interest rate is fixed is a significant advantage for equipment financing as it protects the borrower against a potential rise in interest rates and provides certainty of future repayments.  However, if you want to pay off the loan early, you will…

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Understand Your Balloon Payment Options

What are my Balloon Payment Options?

The Balloon Payment (or Residual) is the final payment needed to finalise an equipment or motor vehicle finance contract. Business owners and individuals often prefer to include a Balloon Payment in their finance contract to reduce their monthly repayments.

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Business Loan Application Declined

Mistakes to Avoid When Taking Out a Business Loan

When applying for a business loan, there are steps you can take to avoid unnecessary delays and frustration. Whilst economists are painting an optimistic outlook for the Australian economy, Lenders are adopting a more cautious approach, seeking detailed information and taking longer to approve borrowings.…

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