Borrowing Against a Business – More Than Numbers!

When borrowing against a business, whilst the financial elements are clearly important, they are only part of the picture! In our last post we outlined the key criteria Banks use when faced with a request to lend against business assets and cashflow. However, meeting the criteria we outlined is just the starting point. For a Bank [...]

Lending Against a Business!

A question regularly asked by business owners is what do Banks need to lend against a business? Another common question is – what key criteria do I need to meet so that I can have my home removed from the Banks security arrangements? The answer to this will vary widely depending on: How long the [...]

Critical Finance Risks Business Owners Must Know!

Assessing and managing risk is a crucial part of managing a business, but finance risks are a critical risk that is often overlooked! When I talk about finance risks, I am not talking about affordability, but proactively managing the risks presented by the finance market in general. As finance is such an important part of [...]