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Fitout Finance for Restaurants & Cafes - Experience Counts!

Fitout Finance for restaurants and cafes is highly specialised.

This does not mean it is more expensive, but it does require understanding:

  • Fitout Finance
  • What can be financed
  • Which Lenders have an appetite for particular types of transactions
  • How to manage the process to avoid it becoming an administrative nightmare

Get in touch

Sharon Piening

Fitout Finance Specialist

    Get in Touch

    Planning - Key to a great outcome

    In business, the key to success is planning!

    Fitout Finance for restaurants and cafes requires careful planning.

    There are many elements to be considered and carefully coordinated to ensure a successful outcome is achieved.

    This extends to the feeling and ambience you are trying to create, layouts to enhance productivity, which suppliers to use, what you can afford and much more!

    To help you plan, download our Free – Fitout Finance Handbook created specifically for restaurants and cafes.

    The free eBook is full of practical tips to help you understand what is involved and to ensure everything goes as smoothly as possible!

    Pay cash or use Fitout Finance

    Using appropriately structured finance to fitout your restaurant or cafe:

    • Spreads the cost over time
    • Preserves precious cashflow

    While it’s tempting to fund a fitout from cash resources, this can be a recipe for problems down the track.

    The reason being, that once installed, it can be difficult to obtain finance against the assets/investment at a later date.

    What Can Be Financed?

    Fitout Finance for restaurants and cafes can encompass a wide range of items including:


    Bench tops

    Fixtures and furnishings



    Shelving and Racking


    Security Systems

    Point of Sale

    And more..



    Floor Coverings

    Internal Walls



    Curtains and Blinds


    Highly competitive rates and structures

    By using The 500 Group you gain access to highly competitive rates and structures from our panel of specialist Fitout Finance Lenders.

    As a borrower this allows you to enjoy the benefits of competition, greater choice, and more negotiating power.

    Why use The 500 Group

    The 500 Group specialise in helping business owners access the finance they need.

    Our Fitout Finance Specialist, Sharon Piening, has been assisting restaurants and cafes with finance for over 25 years.

    She can guide you through the process and coordinate payments, so you can focus on what is important – running your business.

    Importantly, if in addition to Fitout Finance you need business, equipment, home or investment finance, our team of in-house professionals can assist.

    We offer our clients one point of contact for all their finance requirements.

    If you have any questions, or want a highly competitive quote, don’t hesitate to get in touch.